Choose from our premium credit card lineup designed to maximize rewards, minimize fees, and deliver the benefits that matter most to you.
Each card is designed for a different lifestyle. Hover to see full benefits.
See which card offers the features and rewards that match your spending habits.
| Features | Platinum | Travel Rewards | Business Card |
|---|---|---|---|
| Annual Fee | $0 | $95 | $0 first year, then $95 |
| Welcome Bonus | $200 | 60,000 points | N/A |
| Intro APR | 0% for 15 months | None | None |
| Base Cashback/Rewards | 2% on all purchases | 1 point per $1 spent | 1.5% on everything |
| Bonus Categories | None | 3x on travel & dining | 3% on business categories |
| Foreign Transaction Fees | 1% | None | None |
| Airport Lounge Access | No | Yes | No |
| Travel Insurance | No | Yes | No |
| Purchase Protection | Yes | Yes | Yes |
| Extended Warranty | 2 years | 2 years | 1 year |
| Fraud Liability | $0 | $0 | $0 |
| 24/7 Support | Yes | Yes | Yes |
All NexusBank credit cards come with world-class security and benefits.
Zero-liability protection against unauthorized transactions. We monitor every purchase and alert you instantly to suspicious activity.
Tap and pay with your card or phone. Fast, secure, and convenient. Works everywhere NFC is accepted.
Generate unique card numbers for online shopping. Protect your primary card number with a single click.
AI-powered analytics show where your money goes. Budget smarter and identify savings opportunities automatically.
Lock or unlock your card with one tap in the app. Travel with confidence knowing you control access anytime.
Get notified immediately for every transaction. Set custom spending limits and get alerts when you're close to reaching them.
Our streamlined application process gets you approved and using your card quickly.
Verify you meet basic requirements. Typically 18+ with valid ID and income.
Review the features and rewards of each card to find your best match.
Complete our secure application with personal and financial information.
Receive instant or next-day approval. Most decisions within 24 hours.
Use your card immediately and begin earning rewards or cashback today.
Find answers to common questions about our credit cards.
Most of our credit cards require a credit score of 650 or higher for approval. However, we also offer options for those building credit. The higher your score, the better rates and limits you may qualify for. Check your credit score before applying to understand your eligibility.
Most applications are approved instantly or within a few minutes. Some applications may require additional verification and can take up to 24 hours. You'll receive a decision via email immediately, and your card will be mailed within 5-7 business days. You can use a virtual card number immediately for online shopping.
Yes! Many customers hold multiple NexusBank cards to maximize rewards across different spending categories. You can have a Platinum card for everyday purchases and a Travel Rewards card for flights and restaurants. Just keep in mind that multiple applications in a short time may impact your credit score slightly.
The Travel Rewards and Business cards have no foreign transaction fees, making them perfect for international travel. The Platinum card has a 1% foreign transaction fee. When using your card abroad, you'll get a competitive exchange rate and no additional fees beyond what's stated for your card type.
With the Platinum card, you earn 2% on all purchases — no bonus categories needed. The Travel Rewards card earns 3x points on travel and dining, so focus your spending there. The Business card earns 3% on business categories like office supplies and 1.5% elsewhere. Use the spending insights in your app to track where you're earning the most.
You have zero liability for unauthorized charges. If your card is lost or stolen, simply lock it instantly in the app or call us 24/7. We'll send a replacement card within 5-7 business days. In the meantime, you can use your virtual card number or Apple Pay/Google Pay for contactless payments.
Apply for your NexusBank credit card today and start enjoying premium rewards, zero fees, and world-class benefits.